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PayPal Finance

PayPal Credit - 0% interest for up to 24 months available on purchases over 99 pounds. Terms and conditions apply. Subject to status. PayPal Credit - 0% interest for up to 24 months available on purchases over 99 pounds. Terms and conditions apply. Subject to status.

Enjoy it now, pay over time.

With PayPal Credit, large purchases become much more manageable. If you spend over £99, you can choose to spread the cost.

Representative Example

Representative

21.9% APR (variable)

Purchase Interest

21.9% APR (variable)

Assumed Credit

£1,200

Example of a £1,000 purchase

Term Representative APR Payments per month Total Payable
48 months (over £999) 16.9% APR £28.20 £1,353.38
36 months (over £499) 16.9% APR £35.02 £1,260.63
24 months (over £199) 0% APR £41.67 £1,000
12 months (over £99) 0% APR £83.34 £1,000

Any remaining balance due after the promotional period or any transactions under £99 will be charged interest at the standard variable rate. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349. Buy It Direct Ltd acts as a broker and offers credit from PayPal Credit.

For more information on PayPal Credit, please visit PayPal's FAQs page here.

How do I apply for PayPal Credit? 1. Add any product over £99 to your basket. 2. Select PayPal Credit at checkout. 3. Complete the application via PayPal and get an instant decision. Paypal - Pay in 3 interest-free payments. Available for purchases of £30 to £2000. No sign-up fees or late fees. Exmaple of a £90 purchase: £30 due today, £30 in 1 month, £30 in 2 months. How do I apply for PayPal pay in 3? 1. Choose PayPal at checkout to pay later with Pay in 3. 2. Apply for Pay in 3 and get a decision instantly. 3. Make 1st payment (Remaining payments are taken automatically). How do I apply for PayPal Credit? 1. Add any product over £99 to your basket. 2. Select PayPal Credit at checkout. 3. Complete the application via PayPal and get an instant decision. Paypal - Pay in 3 interest-free payments. Available for purchases of £30 to £2000. No sign-up fees or late fees. Exmaple of a £90 purchase: £30 due today, £30 in 1 month, £30 in 2 months. How do I apply for PayPal pay in 3? 1. Choose PayPal at checkout to pay later with Pay in 3. 2. Apply for Pay in 3 and get a decision instantly. 3. Make 1st payment (Remaining payments are taken automatically).

PayPal Pay in 3: PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. UK residents only. Pay in 3 is a form of credit, may not be suitable for everyone and use may affect your credit score. See product terms for more details.

For more information on PayPal Pay in 3, please visit PayPal's FAQs page here.

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